大家好，今天我们聊聊保险相关英语词汇，这个在保险相关英语词汇里备受瞩目的新星。它的秘密，即将揭晓。
保险相关英语词汇Insurance is a crucial part of our lives, protecting us from financial risks and uncertainties. However, it can be a complex topic, especially if you are not familiar with the vocabulary related to insurance. In this article, we will introduce some essential insurance-related English words and phrases that you need to know.1. Insurance Insurance is a contract between an insurance company and an insured person, covering risks such as fire, theft, accidents, and natural disasters. The insurance company agrees to compensate the insured person for losses incurred in case of a claim.2. Policy A policy is a document that contains the details of an insurance contract, including the coverage, premium, terms and conditions, and other relevant information. It is issued by an insurance company to the insured person upon acceptance of the application.3. Premium Premium is the payment made by the insured person to the insurance company for obtaining insurance coverage. It varies depending on the type of insurance, policy term, premium payment frequency, and other factors.4. Deductible Deductible is the amount that the insured person has to pay out of their own pocket before the insurance company starts compensating them for a claim. It is usually a part of the policy terms and conditions.5. Claim A claim is a request made by the insured person to the insurance company to compensate for losses incurred due to a covered risk. The insurance company will investigate the claim and make a decision based on the evidence provided by the insured person.6. Accident An accident is an unforeseeable event that causes physical or property damage. It usually results from a sudden and unexpected happening. Insurance policies often cover accidents as a type of coverage.7. Disability Disability refers to a condition where a person is unable to work or perform normal activities due to an illness or injury. Insurance companies often offer disability coverage to protect against financial hardships caused by such situations.8. Life insurance Life insurance is an insurance policy that provides financial protection to the family of the insured person in case of their death. It usually covers funeral expenses, debt repayment, and other related costs.9. Health insurance Health insurance covers medical expenses incurred due to illness or injury. It usually covers doctor visits, medications, hospitalizations, and other medical services.10. Renewal Renewal refers to the process of extending an existing insurance policy for a certain period of time. If the policy is not canceled or lapses during its term, it can be renewed automatically or upon payment of additional premium.11. Non-renewal Non-renewal refers to the cancellation of an insurance policy due to failure to pay premiums or other reasons. If an insurance policy is non-renewed, it means that it will not be extended after its term ends and the insured person will be left without any coverage.These are some essential insurance-related English words and phrases that you need to know when discussing or purchasing insurance policies. Understanding these terms will help you communicate more effectively with insurance professionals and make informed decisions when selecting policies to protect yourself and your family against financial risks.。
好了，关于保险相关英语词汇的介绍就到这里。如果你觉得不错，不妨考虑一下，它可能会成为你生活中的小惊喜哦！
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